A US based company, Artefact have introduced the Token wearable bracelet designed to help wearers manage their money more effectively. The bracelet is connected to the wearer’s payment accounts, including checking and savings accounts, credit cards, PayPal accounts, and even digital currencies. The idea is for the wearer to be able to make payments and manage all of his accounts using a single device or platform. Payment apps tend to exist as separate programs and don’t sync with the user’s bank statement to help the user stick to a budget. Token allows wearers to see how their accounts are doing so they can make smarter decisions when it comes to paying for goods and services. As well as purchasing from vendors, the wearer can transfer funds to other users.